4157 Water Oak LaneJacksonville, FL 32210Price: $715,000

  • Price: $715,000
  • Est. Mortgage of $/month
  • 2 Days on Market
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$
%
$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
  • $715,000List Price
  • 5Bedrooms
  • 3Full Bath
  • 3,146Square Feet
Classic Ortega Forest character meets major modern improvements! Set on a rare and private 0.72-acre lot beneath mature trees, this extensively improved home offers 3,146 SF, 5 bedrooms and 3 full baths--plus an additional approximately 800 SF detached building offering exceptional future potential. Beyond the beautiful cosmetic updates, the big-ticket improvements have already been addressed, including extensive foundation repairs, replacement of electrical and plumbing systems, and a new septic system. Additional improvements include a 2023 roof, 2026 HVAC compressor, stucco repairs, new driveway pad and landscaping. Enjoy a fenced backyard, gated front courtyard, 1-car garage, 1-car carport, shed and covered work area. A rare opportunity offering space, privacy, flexibility and future potential in desirable Ortega Forest! CLASSIC ORTEGA FOREST CHARACTER. MAJOR MODERN IMPROVEMENTS. EXCEPTIONAL FLEXIBILITY. Set on a rare and private 0.72-acre lot beneath mature trees, this extensively improved Ortega Forest property offers 3,146 SF, 5 bedrooms and 3 full baths in the main residence--plus an additional approximately 800 SF detached dwelling at the rear of the property offering exceptional future potential. The additional detached structure provides a rare opportunity for a future guest house, private office, studio, workshop, fitness space, multi-generational living or other creative use. With updates, this additional space could become a significant asset and further expand the property's already exceptional flexibility. This is more than a cosmetic renovation. Significant investment has been made to address many of the major infrastructure concerns associated with an established home. MAJOR INFRASTRUCTURE IMPROVEMENTS " Extensive foundation repairs completed " Electrical system replaced throughout " Plumbing replaced throughout " New septic system installed " Roof replaced in 2023 " HVAC compressor replaced in 2026 EXTERIOR & SITE IMPROVEMENTS " Stucco repairs completed " Broken circular driveway removed " New driveway pad installed " Professional landscaping " Fresh exterior paint " Fenced backyard " Gated front courtyard " 1-car garage " 1-car carport " Storage shed " Covered work area INTERIOR IMPROVEMENTS " Popcorn ceilings removed and modern knockdown texture added " Fresh interior paint throughout " Updated lighting throughout KITCHEN UPDATES " Restained KraftMaid cabinetry " New quartz countertops " New stainless steel refrigerator " New dishwasher and microwave BATHROOM UPDATES " New tile flooring " New vanities " New toilets " Updated lighting and mirrors With nearly three-quarters of an acre, 3,146 SF in the main home and an additional detached structure offering future possibilities, this property delivers a combination of space, privacy and flexibility that is increasingly difficult to find in Ortega Forest. The big-ticket improvements have already been done--leaving the next owner with the opportunity to enjoy a thoughtfully updated home while imagining the possibilities of the additional detached space.

Property Details of 4157 Water Oak Lane

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Mortgage Calculator


$
$
%
Est. Mortgage:
$/month over payments
Federal 30-year interest rate: 6.71% last updated on Sep 3, 2026. * The above figures are estimates provided by Union Street Media using the FRED® API, and are not endorsed or certified by the Federal Reserve Bank of St. Louis. Check with your lender for actual interest rates.
Listed by ANGELA D HUGGINS of X FACTOR SUCCESS REALTY

 "Based on information submitted to Northeast Florida Association of REALTORS as of September 4, 2026 12:43 AM UTC . All data is deemed reliable but is not guaranteed accurate by the MLS. All information should be independently reviewed and verified for accuracy. IDX information is provided exclusively for consumers’ personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing."

 
 

 

 

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